Pre-Owned Homes

Home Buyer Rebate: Get 2% of the Home Price Back on Any Resale Home in Texas

Buying a resale home? Commission Cash Back gives you 2% of the purchase price back at closing. Full-service representation from a licensed Texas agent. No upfront fees, no hidden costs, no catch.

2% of Price Cash Back
$8,000 On a $400K Home
Full Service Representation
TREC Licensed Brokerage
Legal in Texas DOJ Endorsed IRS Non-Taxable TREC Licensed
$8,000 BACK AT CLOSING
Closing Disclosure
Sample Home, Texas
PAGE 2 / SECT. J
Purchase Price$400,000.00
Loan Amount$320,000.00
Title & Escrow$3,420.00
Lender Origination$1,850.00
Buyer Agent Comm. (3%)$12,000.00
Credit · Line 4
Commission Rebate −$8,000.00
How It Works

What Is a Home Buyer Commission Rebate?

A home buyer commission rebate is when your buyer's agent returns a portion of their commission to you at closing. In a typical Texas resale transaction, the seller offers a commission to the buyer's agent, usually around 3% of the purchase price. With a traditional agent, they keep all of it. With Commission Cash Back, you get 2% of the home price back.

This is not a discount on the home price. The seller pays the same commission regardless. The only difference is that Commission Cash Back shares the money with you instead of keeping it all.

Real estate commission rebates are legal in Texas under Texas Property Code §1101.558, endorsed by the U.S. Department of Justice as pro-consumer, and classified by the IRS as a non-taxable purchase price adjustment. Commission Cash Back is a TREC-licensed brokerage operating fully within Texas real estate law.

Legal in Texas DOJ Endorsed IRS Non-Taxable

The 2024 NAR settlement changed how buyer agent commissions work nationwide. Buyers are now required to sign a written buyer representation agreement before touring homes, and commission structures are more transparent than ever. That shift has made more Texas buyers aware that the commission their agent receives is negotiable and that rebate programs like Commission Cash Back exist.

Your Savings

How Much Will Your Buyer Commission Rebate Be?

Your rebate is 2% of the purchase price. Here are real numbers at common Texas price points.

Note: The table below assumes a 3% buyer agent commission, which is standard on most Texas resale listings. Your Commission Cash Back agent will confirm the exact commission and rebate amount before you write an offer.
Home Price Buyer Agent Commission (3%) Your Rebate (2% of Price) We Keep (1%)
$250,000 $7,500 $5,000 $2,500
$350,000 $10,500 $7,000 $3,500
$450,000 $13,500 $9,000 $4,500
$600,000 $18,000 $12,000 $6,000
$800,000 $24,000 $16,000 $8,000

Most buyers apply the rebate toward a rate buydown or closing costs. On qualifying loans, excess credit can be received as cash after closing.

Simple Process

How Does a Buyer Agent Rebate Work on a Resale Home?

Buying a pre-owned home with a commission rebate works just like buying with any other agent. The only difference is you keep most of the commission. Here is the process from registration to closing.

01 Step

Register With Commission Cash Back

Sign up online in 30 seconds. It is free and there is no obligation. We pair you with a licensed Texas real estate agent who knows your target market. You will sign a buyer representation agreement that includes your rebate terms, so everything is documented upfront.

02 Step

Search for Homes on Any Platform

Browse Zillow, Realtor.com, Redfin, HAR, or drive neighborhoods. Save listings, attend open houses, and explore at your own pace. When you find a home you want to tour, let us know and we schedule a showing on your timeline.

03 Step

Tour Homes With Full Representation

Your Commission Cash Back agent arranges showings through our professional showing network. Tour homes on evenings, weekends, or whenever works for you. No waiting around for one agent's calendar.

04 Step

Make an Offer and Negotiate

When you are ready, your agent prepares and submits your offer using standard Texas Real Estate Commission contract forms. We negotiate price, repairs, option period terms, closing costs, and any other terms on your behalf. Full-service representation at every step.

05 Step

Close and Collect Your Rebate

Your agent manages the entire transaction from accepted offer through closing: inspections, appraisal, title, lender coordination, and contract deadlines. At closing, your rebate appears as a line item credit on the Closing Disclosure. On a $400,000 home, that is $8,000 back.

Compare Options

How Resale Home Rebates Compare to New Construction Rebates

Commission Cash Back offers rebates on both resale and new construction purchases. Here is how the two compare.

This Page
2%
of Purchase Price

Resale (Pre-Owned) Homes

  • 2% of the purchase price back at closing
  • Full-service agent involvement: showings, offer preparation, negotiations, inspections, transaction management
  • Works on any property type across Texas: single family, condo, townhome, multi-family
  • No minimum purchase price
2.5%
of Purchase Price

New Construction

  • 2.5% of the purchase price back at closing
  • Builder's sales team handles showings and their own contracts, so agent involvement is more limited
  • Rebate stacks on top of any builder incentives, rate buydowns, or closing cost credits
  • You must register with Commission Cash Back before your first builder visit

Both options provide full buyer representation from a licensed Texas agent. The key difference is that resale transactions require more hands-on agent work (showings, negotiations, inspections), while new construction transactions lean on the builder's sales process. The higher new construction rebate reflects the lower agent involvement.
Looking to buy new construction instead? Learn about new construction rebates →

The Math

Why Are Buyers Switching to Buyer Rebate Programs?

Here is the math on a $400,000 resale home with a 3% buyer agent commission.

Traditional Agent
Agent keeps the full $12,000.
$12,000 → Agent
Agent Keeps
$12,000
You Get Back
$0

The agent keeps the full $12,000 commission. You get representation, but zero financial benefit from the commission that was offered to attract a buyer to the property.

Commission Cash Back
Most of the commission goes back to you.
$4,000
$8,000 → You
We Keep
$4,000
You Get Back
$8,000

You get the same full-service representation from a licensed Texas agent: showings, contracts, negotiations, inspections, and closing coordination. The difference is that $8,000 of that commission goes back to you at closing. We keep $4,000.

Your agent is licensed, experienced, and working in your interest. The only thing that changes is where the money goes.

Commission Cash Back operates on a volume-based model. By offering the highest rebate in Texas, we attract more clients and close more transactions. We keep a smaller percentage of a larger number of deals. That math works because we run lean, without expensive office space, print advertising, or the overhead that traditional brokerages carry.

Real Results

What Resale Buyers Are Saying

"

We found a home in Stone Oak we loved and our Commission Cash Back agent handled the offer, negotiated $8,000 in repairs, and managed the entire process. The $7,000 rebate covered almost all of our closing costs. Same service, way more money in our pocket.

DM
Daniel & Laura M.
San Antonio, TX
Home Price
$350,000
Cash Back
$7,000
"

I was skeptical that a rebate agent would actually provide good service. Turns out our agent was more responsive than the traditional agent we used on our first home. We saved $10,000 on a home in Round Rock and used it to buy down our rate.

CP
Christine P.
Round Rock, TX (Austin area)
Home Price
$500,000
Cash Back
$10,000
"

Buying a condo in downtown Houston. Our agent walked us through the HOA documents, negotiated the option period, and caught an issue with the survey. Got $5,600 back at closing. No reason not to do this.

MT
Marcus T.
Houston, TX
Home Price
$280,000
Cash Back
$5,600
Common Questions

Frequently Asked Questions About Home Buyer Rebates

A home buyer commission rebate is when your buyer's agent returns a portion of their commission to you at closing. When a seller lists a home, they typically offer a commission to the buyer's agent (usually around 3% of the purchase price). With Commission Cash Back, instead of keeping the entire commission, your agent gives you 2% of the home price back as a credit on your Closing Disclosure. This reduces your out-of-pocket closing costs or puts cash back in your pocket.
Yes. Commission rebates are fully legal in Texas under Texas Property Code §1101.558, which explicitly allows licensed real estate agents to rebate a portion of their commission to buyers. The U.S. Department of Justice endorses commission rebates as pro-consumer and pro-competition. The IRS treats buyer commission rebates as a purchase price adjustment, not taxable income. Commission Cash Back is a TREC-licensed brokerage operating in full compliance with Texas law.
Commission Cash Back operates on a volume-based business model. By returning the majority of the commission to buyers, we attract more clients and close more transactions. On a $400,000 home with a 3% commission ($12,000), we keep $4,000 and you get $8,000 back. Traditional agents keep $12,000 but close fewer deals. We make up the difference in volume because we run a leaner operation without the overhead of a traditional brokerage.
Yes. Your Commission Cash Back agent is a licensed Texas real estate professional who provides the same services as any traditional buyer's agent: scheduling and attending showings, preparing offers, negotiating price and terms, coordinating inspections, managing the option period, working with your lender and title company, and overseeing the transaction through closing. The rebate changes how the commission is split, not the quality of representation you receive.
On most resale transactions in Texas, the seller offers around 3% of the purchase price to the buyer's agent. On a $400,000 home, that is a $12,000 commission. With Commission Cash Back, you get 2% of the purchase price ($8,000) back at closing. The exact commission varies by listing, and your agent will confirm the amount before you make an offer so there are no surprises.
Your rebate is disclosed to your lender and applied as a closing cost credit on the Closing Disclosure. Lenders are familiar with commission rebates and they can actually improve your loan metrics by reducing your cash-to-close requirements. In some cases, the rebate may improve your debt-to-income ratio. Your Commission Cash Back agent coordinates directly with your lender to ensure the rebate is handled properly and does not create any issues with your loan.
No. Commission Cash Back offers rebates on resale homes at any price point across Texas. Whether you are buying a $200,000 starter home or an $800,000 property, you receive 2% of the purchase price back at closing. There is no minimum purchase price and no maximum cap.
If you have already signed a buyer representation agreement with another agent, you would need to terminate that agreement before working with Commission Cash Back. If you have not signed anything, you are free to register with us at any time. We recommend registering before you begin actively touring homes so your rebate eligibility is protected from day one.
Any pre-owned property in Texas where the seller offers a buyer agent commission qualifies for our buyer rebate program. This includes single-family homes, condos, townhomes, duplexes, and multi-family properties. The rebate applies whether you are buying in Houston, San Antonio, Austin, Dallas-Fort Worth, or any other Texas market we serve.
The biggest difference is how much you keep. Commission Cash Back gives you 2% of the purchase price back on resale homes and 2.5% on new construction. Many competitors cap their rebates at lower percentages, charge additional fees, or limit rebates to certain property types. We offer the highest rebate in Texas on both resale and new construction, with no hidden fees and no service compromises.
The 2024 NAR settlement changed how buyer agent commissions work. Buyers now sign a written buyer representation agreement before touring homes, and commission offers are more transparent. This actually benefits rebate buyers because it makes clear exactly what commission your agent is receiving and exactly how much is coming back to you. Commission Cash Back's buyer representation agreement spells out your 2% rebate in writing so you know what to expect before you start shopping.
Read all FAQ →
Texas Markets

Buyer Commission Rebates Across Texas

Commission Cash Back serves resale home buyers throughout Texas's four largest metros and the high-growth corridors between them.

Houston

Katy, The Woodlands, Cypress, Sugar Land, Pearland, League City, Richmond, Missouri City, Spring, Tomball

View Houston Rebates →
San Antonio

Boerne, New Braunfels, Schertz, Stone Oak, Helotes, Bulverde, Cibolo, Alamo Heights, Converse

View San Antonio Rebates →
Austin

Round Rock, Cedar Park, Kyle, Georgetown, Leander, Pflugerville, Dripping Springs, Lakeway, Bee Cave

View Austin Rebates →
Dallas

Frisco, McKinney, Plano, Allen, Prosper, Celina, Lakewood, Highland Park, Preston Hollow, North Dallas

View Dallas Rebates →
Fort Worth

Mansfield, Burleson, Keller, North Richland Hills, Aledo, Crowley, Benbrook, Saginaw, Westover Hills

View Fort Worth Rebates →
View All Texas Markets →
Get Started

Stop Leaving Thousands on the Table

On a $400,000 home, Commission Cash Back puts $8,000 back in your pocket at closing. Register free in under 2 minutes. We will confirm your exact rebate amount and be ready to represent you the moment you find your home.

TREC-Licensed Brokerage Rebate Paid at Closing Zero Commitment Full-Service Representation
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