Waco · Central Texas · Texas

Waco Home Buyers Are Pocketing $6,500+ at Every Closing

Commission Cash Back gives Waco buyers 2.5% back on new construction and 2% on resale. TREC-licensed brokerage serving McLennan County.

$6,500+ Avg. New Build Savings
2.5% New Construction Rebate
TREC Licensed Brokerage
See How It Works
100% Legal in Texas Paid at Closing No Upfront Fees
Houston modern home exterior
Avg. Waco check $6,500+
Example scenario · Hewitt, TX
$7,000
2.5% rebate on a $280,000 new build in Hewitt.

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Rebate Calculator

See exactly how much you'd get back.

Slide to your home price. Your rebate estimate updates instantly.

$260,000
$200K $1M

Your Estimated Rebate

$6,500

Paid at closing

2.5% of $260,000

Traditional agent gives you: $0
Compare Your Options

Others charge more. We give more back.

Waco's median home price is around $250,000, with new construction averaging $260,000 in the metro's growth corridors. A traditional agent keeps the commission. Commission Cash Back rebates $6,500 on a $260,000 new build. Waco sits on I-35 between Austin and DFW, and Baylor University, Magnolia tourism, and L3Harris Technologies create diverse employment demand.

Traditional Agent

$0 Back

  • Full representation included
  • Agent keeps 100% of commission
  • Most common, and most expensive for buyers

Other Rebate Programs

$5,000–$7,000

  • Typically 1.5–2% back
  • Often reduced service levels
  • Fine print: minimum fees, restricted builders

Commission Cash Back

$6,500

  • 2.5% back on new construction
  • 2% back on resale
  • Full representation, no hidden fees
Highest rebate in Texas New construction & resale Full representation TREC-licensed & DOJ endorsed
Simple Process

Three steps to thousands at closing.

01

Register Free

Complete our 2-minute registration before you visit any builder sales office or tour homes with a seller's agent. This locks in your rebate eligibility.

02

Buy Your Home

Shop for new construction or resale homes throughout Waco. We provide full buyer representation - contract review, negotiation, and closing coordination.

03

Keep the Money

Your rebate appears on the closing disclosure as a credit. On a $260,000 new build, that's $6,500 back - paid at the closing table, not weeks later.

New construction example: $260,000 home x 2.5% rebate = $6,500 back at closing.
Resale example: $250,000 home x 2% rebate = $5,000 back.

Important: Register before your first builder sales-office visit or before touring a listed home. Builders and listing agents typically require a buyer's agent to accompany you on the first visit in order to preserve the rebate.

Learn More About How It Works
Both Buyer Types

New construction & resale rebates.

New construction home in Houston
New Construction

2.5% Back

Register before your first builder visit. We'll represent you through contract, negotiation, and closing. Your rebate is 2.5% of the total purchase price, credited at closing.

  • Works with every major Texas builder
  • Stack with builder incentives (closing costs, rate buy-downs)
  • Full contract review and negotiation

D.R. Horton, Saratoga Homes, KB Home...

Explore New Construction Rebates
Resale home in Houston neighborhood
Resale / Pre-Owned

2% Back

Works anywhere in Texas. We provide on-demand showings, offer writing, inspection coordination, and closing support. Your rebate is 2% of the purchase price, credited at closing.

  • On-demand showings through our agent network
  • Full offer negotiation, inspections, and closing
  • Works with any listing in any MLS
Explore Resale Rebates
Waco Markets

Commission rebates across the Waco metro.

Waco sits on I-35 in McLennan County, equidistant between Austin and DFW. Baylor University, L3Harris Technologies, Mars Chocolate, and the Magnolia tourism phenomenon have transformed the city's economy and housing market. Midway ISD in southwest Waco is the most sought-after district, while China Spring ISD and Waco ISD serve other sections. Lake Waco adds a recreation dimension to the northwest corridor.

Hewitt community homes in southwest Waco Texas

Hewitt / Southwest Waco

Hewitt and the southwest Waco corridor are the metro's most desirable residential area, anchored by Midway ISD, one of the highest-rated districts in the region. Homes range from the $250Ks to the $420Ks, with D.R. Horton and KB Home among active builders. Midway ISD's academic and athletic reputation drives family demand. A 2.5% rebate on a $320K new build returns $8,000.

Key communities: Hewitt, Midway, Badger Ranch, Spring Valley

$250K-$420K $7,500+ avg. rebate
Woodway neighborhood homes near Waco Texas

Woodway

Woodway is an affluent enclave west of Waco with established neighborhoods and larger lots. Homes range from the $300Ks to the $550Ks, with a strong resale market. Midway ISD serves the area. Woodway's tree-lined streets and proximity to Baylor University attract faculty, healthcare professionals, and executives. A 2% resale rebate on a $400K home returns $8,000 at closing.

Key communities: Woodway, Woodway Estates, Poage Estates

$300K-$550K $8,000+ avg. rebate
China Spring area homes northwest of Waco Texas near Lake Waco

China Spring / Northwest Waco

China Spring and the northwest Waco corridor offer Hill Country-influenced living near Lake Waco. Homes range from the $250Ks to the $400Ks, with newer developments attracting families who want China Spring ISD schools and lake access. D.R. Horton builds in select communities. The area's rural character and outdoor recreation appeal to buyers who want space. A 2.5% rebate on a $300K new build returns $7,500.

Key communities: China Spring, Lake Waco Estates, Speegleville, Elk Ridge

$250K-$400K $7,500+ avg. rebate
Lake Waco area homes in north McLennan County Texas

Lake Waco / North Waco

The Lake Waco corridor north of the city features planned developments with 2,000+ homes in the pipeline. Homes range from the $240Ks to the $380Ks, attracting families and remote workers who want lake proximity. D.R. Horton is the primary builder in newer sections. China Spring ISD and Bosqueville ISD serve different portions. A 2.5% rebate on a $280K new build returns $7,000.

Key communities: Lake Waco, Badger Ranch North, Tradinghouse Creek

$240K-$380K $7,000+ avg. rebate
Robinson and south Waco area homes in McLennan County Texas

Robinson / South Waco

Robinson and south Waco offer the most affordable housing in the metro, with homes from the $180Ks to the $280Ks. Robinson ISD serves the area and earns solid ratings. D.R. Horton and Saratoga Homes build affordable inventory here. The south Waco location provides I-35 access for commuters to Temple or north Waco employers. A 2.5% rebate on a $240K new build returns $6,000.

Key communities: Robinson, South Waco, Lorena, Bruceville-Eddy

$180K-$280K $5,500+ avg. rebate

No matter which Waco area you're considering, your commission rebate applies. Register before you start shopping to lock in your rebate eligibility.

Market Data

Waco real estate market snapshot.

Median Home Price

$250,000

Up 1.5% year-over-year

Months of Inventory

4.8 mo

Buyer-friendly conditions

Active Listings

900+

Waco and McLennan County

Avg. Days on Market

60 days

Room to negotiate

Magnolia Effect on Housing

Chip and Joanna Gaines' Magnolia empire has transformed Waco's tourism economy, attracting over 4 million visitors annually to the Silos and Magnolia Table. This tourism boom has driven downtown revitalization, retail development, and housing renovation in central Waco. The Magnolia effect has also attracted remote workers and retirees who visit Waco as tourists and return as home buyers. This non-traditional demand source supplements Baylor University's institutional anchor.

Midway ISD Commands a Premium

Midway ISD in southwest Waco is the metro's top-performing school district, serving over 8,000 students. Homes in Midway ISD zones in Hewitt and Woodway carry a $50,000 to $100,000 premium over equivalent homes in Waco ISD or Robinson ISD. This premium translates into larger commission rebates. A $320K new build in Midway ISD returns $8,000, while comparable homes in other districts might produce $5,500 to $6,500.

I-35 Corridor Position

Waco sits at the midpoint of the Austin-DFW I-35 corridor, giving residents access to both metros within 90 minutes. L3Harris Technologies, Mars Chocolate, and Sanderson Farms provide local manufacturing and defense employment. Baylor Scott & White Medical Center adds healthcare jobs. This diversified employment base, combined with Waco's affordability ($250K median vs. $450K in Austin), attracts buyers who can work remotely or commute occasionally.

Data source: Waco Association of Realtors. Reflects full-year 2025 data.

Builders We Work With

Get your commission rebate with any Waco builder.

Commission Cash Back works with every major builder in the Waco metro.

D.R. Horton

Most active builder in Waco and McLennan County

View rebate details →

Saratoga Homes

Affordable new construction in south Waco and Robinson

View rebate details →

KB Home

Personalization-focused builder in Hewitt and southwest Waco

View rebate details →

Chesmar Homes

Texas-based builder in select Waco communities

View rebate details →

Beazer Homes

Active in McLennan County growth corridor

View rebate details →

Perry Homes

Builds in select Waco-area communities

View rebate details →

Don't see your builder? We work with virtually every builder in Texas. Contact us to confirm

Explore Texas

Nearby Texas markets.

Commission Cash Back serves buyers across Texas. If you're considering areas beyond Waco, explore rebate details for these nearby markets:

Why Buyers Trust Us

Licensed. Legal. Transparent.

TREC-Registered Brokerage

Commission Cash Back operates under Ouray 550 LLC, a fully licensed Texas real estate brokerage registered with the Texas Real Estate Commission.

100% Legal in Texas

Commission rebates are legal in Texas and actively encouraged by the U.S. Department of Justice as a way to promote price competition in real estate.

Rebate Paid at Closing

Your cash back appears directly on your closing disclosure as a credit. No waiting, no hoops, no fine print.

No Upfront Costs

You pay nothing to register, nothing to use our service, and nothing if you decide not to move forward. Your rebate comes from the commission, not from you.

Quick Answers

Common questions Waco buyers ask.

Is a commission rebate legal in Texas?
Yes. Commission rebates are 100% legal in Texas, explicitly permitted by the Texas Real Estate Commission (TREC), and actively endorsed by the U.S. Department of Justice. Commission Cash Back operates under Ouray 550 LLC, a TREC-registered brokerage. There is nothing gray-area about this.
Do I get the rebate on new construction AND resale?
Yes. New construction buyers receive 2.5% of the total purchase price back at closing. Resale/pre-owned buyers receive 2% back. Both are credited directly on your closing disclosure. The rebate works with any builder and any listing in Texas.
Will I get less service because of the rebate?
No. You get a licensed Texas real estate agent who handles your buyer representation agreement, contract review, negotiation on pricing and upgrades, and closing coordination. Our efficiency comes from running a lean brokerage, not from reducing your service.
How is 2.5% different from competitors offering 2%?
Most rebate programs offer 1.5-2% of the purchase price. On a $400,000 home, that's $6,000-$8,000. Commission Cash Back's 2.5% new construction rebate returns $10,000 on the same home. That's $2,000-$4,000 more in your pocket, with the same level of representation.
What if I sign a buyer rep agreement and change my mind?
The NAR settlement requires buyer representation agreements before touring homes. Our agreement is straightforward and we'll walk you through every provision before you sign. If you have questions about the terms, ask them upfront.
Will the builder care that I'm using a rebate agent?
No. Builders set aside a commission on every home specifically to pay buyer's agents. Whether your agent keeps all of it or gives most of it back to you is between you and your agent. The builder's sales process and your pricing don't change.
Which Waco builders does Commission Cash Back work with?
Every major builder in the Waco metro, including D.R. Horton, Saratoga Homes, KB Home, Chesmar Homes, Beazer Homes, Perry Homes. If your builder isn't listed, contact us - we work with virtually every builder in Texas. View all builders
How do I actually receive my rebate?
Your rebate appears as a credit on your closing disclosure. On a $400,000 new construction home, that's $10,000 applied directly at the closing table. You can use it toward closing costs, or receive the difference as a check. The title company handles the math.
Does Commission Cash Back work for Baylor University employees?
Yes. Commission Cash Back has no employer restrictions. Baylor faculty, staff, and medical center employees all qualify for the same 2.5% new construction and 2% resale rebate. Many Baylor employees choose Hewitt or Woodway for Midway ISD schools. Register before visiting homes.
Which Waco school district has the most new construction?
Midway ISD in Hewitt and southwest Waco has the most active new construction, with homes from $250K to $420K generating rebates of $6,250 to $10,500. China Spring ISD near Lake Waco has growing new construction from the $250Ks. Robinson ISD offers the most affordable options from $180K. Commission Cash Back's 2.5% rebate works in all districts.
Can I get a rebate on Lake Waco area homes?
Yes. Commission Cash Back works on all home purchases in the Lake Waco corridor, including new construction and resale. A 2.5% rebate on a $280K new build near Lake Waco returns $7,000. The lake corridor has 2,000+ planned homes in the pipeline, creating fresh inventory with 2.5% rebate eligibility.

The average Texas buyer leaves $6,500 on the table.

Don't be that buyer.

Register free in under 2 minutes. We'll confirm your rebate amount, register you with builder communities if applicable, and you keep your money.

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