McKinney · DFW Metro · Texas

Buying in McKinney? Keep $10,000 the Builder Was Going to Pay Your Agent

Commission Cash Back gives McKinney home buyers 2.5% back on new construction and 2% on resale. TREC-licensed brokerage serving Collin County.

$10,000+ Avg. New Build Savings
2.5% New Construction Rebate
TREC Licensed Brokerage
See How It Works
100% Legal in Texas Paid at Closing No Upfront Fees
New construction home exterior in McKinney Texas where buyers earn commission cash back at closing
Avg. McKinney check $10,000+
Example scenario · Trinity Falls, TX
$11,250
2.5% rebate on a $450,000 new build in Trinity Falls.

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Rebate Calculator

See exactly how much you'd get back.

Slide to your home price. Your rebate estimate updates instantly.

$400,000
$200K $1M

Your Estimated Rebate

$10,000

Paid at closing

2.5% of $400,000

Traditional agent gives you: $0
Compare Your Options

Others charge more. We give more back.

McKinney's median home price is around $500,000, with new construction averaging $400,000 in communities like Trinity Falls and Painted Tree. A traditional agent keeps the full commission. Commission Cash Back rebates $10,000 on a $400,000 new build. McKinney was named the number one housing market in the U.S. for 2025, and buyers here should be keeping every dollar they can.

Traditional Agent

$0 Back

  • Full representation included
  • Agent keeps 100% of commission
  • Most common, and most expensive for buyers

Other Rebate Programs

$5,000–$7,000

  • Typically 1.5–2% back
  • Often reduced service levels
  • Fine print: minimum fees, restricted builders

Commission Cash Back

$10,000

  • 2.5% back on new construction
  • 2% back on resale
  • Full representation, no hidden fees
Highest rebate in Texas New construction & resale Full representation TREC-licensed & DOJ endorsed
Simple Process

Three steps to thousands at closing.

01

Register Free

Complete our 2-minute registration before you visit any builder sales office or tour homes with a seller's agent. This locks in your rebate eligibility.

02

Buy Your Home

Shop for new construction or resale homes throughout McKinney. We provide full buyer representation - contract review, negotiation, and closing coordination.

03

Keep the Money

Your rebate appears on the closing disclosure as a credit. On a $400,000 new build, that's $10,000 back - paid at the closing table, not weeks later.

New construction example: $400,000 home x 2.5% rebate = $10,000 back at closing.
Resale example: $450,000 home x 2% rebate = $9,000 back.

Important: Register before your first builder sales-office visit or before touring a listed home. Builders and listing agents typically require a buyer's agent to accompany you on the first visit in order to preserve the rebate.

Learn More About How It Works
Both Buyer Types

New construction & resale rebates.

New construction home in McKinney Texas qualifying for 2.5 percent commission cash back rebate
New Construction

2.5% Back

Register before your first builder visit. We'll represent you through contract, negotiation, and closing. Your rebate is 2.5% of the total purchase price, credited at closing.

  • Works with every major Texas builder
  • Stack with builder incentives (closing costs, rate buy-downs)
  • Full contract review and negotiation

Highland Homes, Perry Homes, Meritage Homes, D.R. Horton, Taylor Morrison...

Explore New Construction Rebates
Pre-owned home in McKinney Texas eligible for 2 percent buyer agent commission rebate
Resale / Pre-Owned

2% Back

Works anywhere in Texas. We provide on-demand showings, offer writing, inspection coordination, and closing support. Your rebate is 2% of the purchase price, credited at closing.

  • On-demand showings through our agent network
  • Full offer negotiation, inspections, and closing
  • Works with any listing in any MLS
Explore Resale Rebates
McKinney Markets

Commission rebates across the McKinney metro.

McKinney was named the number one housing market in the U.S. for 2025 by Realtor.com. The city has the third-highest building permits per capita in the nation, and its historic downtown is regularly voted one of the best main streets in Texas. McKinney ISD anchors the school system, and Raytheon Technologies provides major defense-sector employment.

New construction homes in Trinity Falls McKinney Texas where buyers earn commission rebates

Trinity Falls

Trinity Falls is a 2,000-acre Johnson Development community in north McKinney near US-75 and Bloomdale Road, with a 20-acre lake, lazy river pool, and miles of trails. Production builders including Highland Homes, Perry Homes, and Meritage deliver homes from the $350Ks to the $600Ks. A 2.5% rebate on a $475K new build returns $11,875 at closing.

Key communities: Trinity Falls, Trinity Falls South, Trinity Falls North

$350K-$600K $10,000+ avg. rebate
New construction homes in Painted Tree McKinney Texas where buyers earn commission rebates

Painted Tree

Painted Tree is an Oxland Group community near US-75 and Wilmeth Road, designed around walkability with pocket parks, gathering spaces, and a mix of single-family and townhome inventory. Builders including D.R. Horton and Taylor Morrison deliver homes from the $350Ks to the $550Ks. A 2.5% rebate on a $450K new build returns $11,250 at closing.

Key communities: Painted Tree, Painted Tree Cottages, Painted Tree Estates

$350K-$550K $10,000+ avg. rebate
New construction homes in Erwin Farms McKinney Texas where buyers earn commission rebates

Erwin Farms

Erwin Farms is a premium builder community near Custer Road and Virginia Parkway in west McKinney, with semi-custom homes on larger lots. Builders include Highland Homes and Coventry, with homes ranging from the $500Ks to over $800K. A 2.5% rebate on a $650K new build returns $16,250 at closing.

Key communities: Erwin Farms, Tucker Hill, Aster Park

$500K-$800K $13,000+ avg. rebate
Residential homes in Craig Ranch McKinney Texas where buyers save with commission rebates

Craig Ranch

Craig Ranch is a master-planned community anchored by the TPC Craig Ranch golf course, near US-75 and Stacy Road. Resale and new construction homes range from the $400Ks to over $900K with strong demand from McKinney ISD families. A 2% resale rebate on a $600K home returns $12,000 at closing.

Key communities: Craig Ranch, The Settlement at Craig Ranch, Aviara

$400K-$900K $13,000+ avg. rebate
Residential homes in Stonebridge Ranch McKinney Texas where buyers save with commission rebates

Stonebridge Ranch

Stonebridge Ranch is one of McKinney's original master-planned communities near Eldorado and Hardin Boulevard, spanning over 4,000 acres with a private country club, golf course, and multiple lakes. Resale homes typically range from the $350Ks to the $600Ks with limited new construction. A 2% resale rebate on a $475K home returns $9,500 at closing.

Key communities: Stonebridge Ranch, Stonebridge Estates, McKinney Ranch

$350K-$600K $10,000+ avg. rebate

No matter which McKinney area you're considering, your commission rebate applies. Register before you start shopping to lock in your rebate eligibility.

Market Data

McKinney real estate market snapshot.

Median Home Price

$500,000

Up 2.1% year-over-year

Months of Inventory

4.5 mo

Balanced market

Active Listings

1,600+

McKinney and north Collin County

Avg. Days on Market

59 days

Moderate buyer leverage

America's Top Housing Market

McKinney was ranked the number one housing market in the U.S. for 2025 by Realtor.com. The city has the third-highest building permits per capita nationally, signaling massive new construction volume. This recognition is driving buyer interest from across the country, particularly from corporate relocations to the DFW metro. For Commission Cash Back buyers, McKinney's active builder pipeline means hundreds of new homes eligible for the 2.5% rebate.

Defense and Healthcare Employment

Raytheon Technologies operates a significant presence in McKinney, anchoring the defense sector. Baylor Scott & White Medical Center serves as a major healthcare employer, and McKinney National Airport generates $299 million in annual economic impact. Globe Life's insurance operations add white-collar employment. This employer diversity supports steady housing demand across price tiers and generates relocations from defense professionals and healthcare workers.

Value Alternative to Frisco

McKinney's median price of $500,000 sits below Frisco's $625,000 median, making it the value play for buyers who want Collin County schools and north DFW access. New construction in communities like Painted Tree starts in the $300Ks, well below comparable Frisco inventory. Buyers moving from Frisco to McKinney for the savings should add a commission rebate on top for maximum value.

Data source: North Texas Real Estate Information Systems (NTREIS). Reflects full-year 2025 data.

Builders We Work With

Get your commission rebate with any McKinney builder.

Commission Cash Back works with every major builder in the McKinney metro.

Highland Homes

Active in Trinity Falls and west McKinney communities

View rebate details →

Perry Homes

Texas-based builder in Trinity Falls

View rebate details →

Meritage Homes

Energy-efficient homes in Trinity Falls and north McKinney

View rebate details →

D.R. Horton

Builds across McKinney from entry-level to move-up

View rebate details →

Taylor Morrison

Premium homes in Painted Tree

View rebate details →

Coventry Homes

Personalization-focused builder in west McKinney

View rebate details →

Bloomfield Homes

DFW-based builder with affordable options in McKinney communities

View rebate details →

Gehan Homes

Active in Melissa and north McKinney corridor

View rebate details →

Don't see your builder? We work with virtually every builder in Texas. Contact us to confirm

Explore Texas

Nearby Texas markets.

Commission Cash Back serves buyers across Texas. If you're considering areas beyond McKinney, explore rebate details for these nearby markets:

Why Buyers Trust Us

Licensed. Legal. Transparent.

TREC-Registered Brokerage

Commission Cash Back operates under Ouray 550 LLC, a fully licensed Texas real estate brokerage registered with the Texas Real Estate Commission.

100% Legal in Texas

Commission rebates are legal in Texas and actively encouraged by the U.S. Department of Justice as a way to promote price competition in real estate.

Rebate Paid at Closing

Your cash back appears directly on your closing disclosure as a credit. No waiting, no hoops, no fine print.

No Upfront Costs

You pay nothing to register, nothing to use our service, and nothing if you decide not to move forward. Your rebate comes from the commission, not from you.

Quick Answers

Common questions McKinney buyers ask.

Is a commission rebate legal in Texas?
Yes. Commission rebates are 100% legal in Texas, explicitly permitted by the Texas Real Estate Commission (TREC), and actively endorsed by the U.S. Department of Justice. Commission Cash Back operates under Ouray 550 LLC, a TREC-registered brokerage. There is nothing gray-area about this.
Do I get the rebate on new construction AND resale?
Yes. New construction buyers receive 2.5% of the total purchase price back at closing. Resale/pre-owned buyers receive 2% back. Both are credited directly on your closing disclosure. The rebate works with any builder and any listing in Texas.
Will I get less service because of the rebate?
No. You get a licensed Texas real estate agent who handles your buyer representation agreement, contract review, negotiation on pricing and upgrades, and closing coordination. Our efficiency comes from running a lean brokerage, not from reducing your service.
How is 2.5% different from competitors offering 2%?
Most rebate programs offer 1.5-2% of the purchase price. On a $400,000 home, that's $6,000-$8,000. Commission Cash Back's 2.5% new construction rebate returns $10,000 on the same home. That's $2,000-$4,000 more in your pocket, with the same level of representation.
What if I sign a buyer rep agreement and change my mind?
The NAR settlement requires buyer representation agreements before touring homes. Our agreement is straightforward and we'll walk you through every provision before you sign. If you have questions about the terms, ask them upfront.
Will the builder care that I'm using a rebate agent?
No. Builders set aside a commission on every home specifically to pay buyer's agents. Whether your agent keeps all of it or gives most of it back to you is between you and your agent. The builder's sales process and your pricing don't change.
Which McKinney builders does Commission Cash Back work with?
Every major builder in the McKinney metro, including Highland Homes, Perry Homes, Meritage Homes, D.R. Horton, Taylor Morrison, Coventry Homes, Bloomfield Homes, Gehan Homes. If your builder isn't listed, contact us - we work with virtually every builder in Texas. View all builders
How do I actually receive my rebate?
Your rebate appears as a credit on your closing disclosure. On a $400,000 new construction home, that's $10,000 applied directly at the closing table. You can use it toward closing costs, or receive the difference as a check. The title company handles the math.
Why was McKinney named the top housing market in the U.S.?
Realtor.com ranked McKinney number one based on home sale pace, price growth, and buyer demand. The city has the third-highest building permits per capita nationally, a historic downtown, top-rated McKinney ISD schools, and defense and healthcare employment from Raytheon and Baylor Scott & White. This combination of growth, affordability relative to Frisco, and quality of life drives buyer interest from across the country.
Can I stack my rebate with McKinney builder incentives?
Yes. Builder incentives and your Commission Cash Back rebate are completely separate transactions. Highland Homes, Perry Homes, and D.R. Horton frequently offer rate buy-downs, closing cost credits, and design upgrades in McKinney communities. You receive those incentives from the builder and your 2.5% rebate check from Commission Cash Back at closing. Total combined savings regularly exceed $15,000.
How does McKinney compare to Frisco for commission rebates?
McKinney's lower median price ($500K vs. Frisco's $625K) means smaller individual rebate checks, but new construction starts $100K to $150K lower than comparable Frisco homes. A $400K new build in McKinney produces a $10,000 rebate. For buyers choosing between the two cities, McKinney offers lower home prices and a strong rebate on top. Frisco produces larger rebates on higher-priced homes. Both are excellent markets for Commission Cash Back.

The average Texas buyer leaves $10,000 on the table.

Don't be that buyer.

Register free in under 2 minutes. We'll confirm your rebate amount, register you with builder communities if applicable, and you keep your money.

TREC-registered brokerage Paid at closing 100% legal in Texas

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