Killeen-Temple · Central Texas · Texas

PCS to Fort Cavazos? Keep $6,000+ at Your Closing

Commission Cash Back gives Killeen-Temple buyers 2.5% back on new construction and 2% on resale. TREC-licensed brokerage serving Bell County.

$6,000+ Avg. New Build Savings
2.5% New Construction Rebate
TREC Licensed Brokerage
See How It Works
100% Legal in Texas Paid at Closing No Upfront Fees
Houston modern home exterior
Avg. check $6,000+
Example scenario · Harker Heights, TX
$6,500
2.5% rebate on a $260,000 new build in Harker Heights.

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Rebate Calculator

See exactly how much you'd get back.

Slide to your home price. Your rebate estimate updates instantly.

$240,000
$200K $1M

Your Estimated Rebate

$6,000

Paid at closing

2.5% of $240,000

Traditional agent gives you: $0
Compare Your Options

Others charge more. We give more back.

Killeen-Temple's median home price is around $240,000, with new construction averaging $240,000 across Bell County. A traditional agent keeps the commission. Commission Cash Back rebates $6,000 on a $240,000 new build. Fort Cavazos (formerly Fort Hood) is the largest active-duty armored installation in the U.S., generating thousands of PCS moves annually. A rebate combined with VA financing creates a cash-positive closing.

Traditional Agent

$0 Back

  • Full representation included
  • Agent keeps 100% of commission
  • Most common, and most expensive for buyers

Other Rebate Programs

$5,000–$7,000

  • Typically 1.5–2% back
  • Often reduced service levels
  • Fine print: minimum fees, restricted builders

Commission Cash Back

$6,000

  • 2.5% back on new construction
  • 2% back on resale
  • Full representation, no hidden fees
Highest rebate in Texas New construction & resale Full representation TREC-licensed & DOJ endorsed
Simple Process

Three steps to thousands at closing.

01

Register Free

Complete our 2-minute registration before you visit any builder sales office or tour homes with a seller's agent. This locks in your rebate eligibility.

02

Buy Your Home

Shop for new construction or resale homes throughout Killeen-Temple. We provide full buyer representation - contract review, negotiation, and closing coordination.

03

Keep the Money

Your rebate appears on the closing disclosure as a credit. On a $240,000 new build, that's $6,000 back - paid at the closing table, not weeks later.

New construction example: $240,000 home x 2.5% rebate = $6,000 back at closing.
Resale example: $230,000 home x 2% rebate = $4,600 back.

Important: Register before your first builder sales-office visit or before touring a listed home. Builders and listing agents typically require a buyer's agent to accompany you on the first visit in order to preserve the rebate.

Learn More About How It Works
Both Buyer Types

New construction & resale rebates.

New construction home in Houston
New Construction

2.5% Back

Register before your first builder visit. We'll represent you through contract, negotiation, and closing. Your rebate is 2.5% of the total purchase price, credited at closing.

  • Works with every major Texas builder
  • Stack with builder incentives (closing costs, rate buy-downs)
  • Full contract review and negotiation

D.R. Horton, KB Home, Saratoga Homes, Meritage Homes...

Explore New Construction Rebates
Resale home in Houston neighborhood
Resale / Pre-Owned

2% Back

Works anywhere in Texas. We provide on-demand showings, offer writing, inspection coordination, and closing support. Your rebate is 2% of the purchase price, credited at closing.

  • On-demand showings through our agent network
  • Full offer negotiation, inspections, and closing
  • Works with any listing in any MLS
Explore Resale Rebates
Killeen-Temple Markets

Commission rebates across the Killeen-Temple metro.

Killeen, Temple, Harker Heights, Belton, and Copperas Cove form the Fort Cavazos housing market in Bell County. Fort Cavazos (renamed from Fort Hood in 2023) is the largest active-duty armored installation in the U.S., with 36,000+ active-duty soldiers. Killeen ISD, Temple ISD, and Belton ISD serve different sections. The market's affordability makes it one of the strongest VA loan markets in Texas.

Harker Heights community homes near Killeen Texas

Harker Heights

Harker Heights sits south of Killeen and offers the most desirable residential corridors in the Fort Cavazos market. Homes range from the $230Ks to the $380Ks, with D.R. Horton and KB Home as active builders. Killeen ISD serves the area. Harker Heights' commercial corridor along US-190 provides retail and dining without driving to Killeen or Temple. A 2.5% rebate on a $280K new build returns $7,000.

Key communities: Harker Heights, Yowell Ranch, Bella Charis, Rosewood

$230K-$380K $7,000+ avg. rebate
Killeen Texas homes near Fort Cavazos

Killeen / Central

Killeen is the primary city adjacent to Fort Cavazos and the metro's largest population center. Homes range from the $180Ks to the $300Ks, making this one of the most affordable new construction markets in Texas. D.R. Horton and Saratoga Homes are the most active builders. Killeen ISD serves the area. Military families on PCS orders gravitate to Killeen for proximity and affordability. A 2.5% rebate on a $230K new build returns $5,750.

Key communities: Killeen, Pershing Park, Clear Creek, Skipcha Mountain

$180K-$300K $5,500+ avg. rebate
Temple Texas homes and neighborhoods in Bell County

Temple

Temple sits east of Killeen along I-35 and offers a distinct small-city character with Baylor Scott & White Medical Center as its anchor employer. Homes range from the $220Ks to the $360Ks, with D.R. Horton and KB Home building in newer communities. Temple ISD serves the area. Healthcare workers, I-35 commuters, and buyers who want separation from the military community choose Temple. A 2.5% rebate on a $280K new build returns $7,000.

Key communities: Temple, Wildflower Estates, Canyon Creek, Crossroads

$220K-$360K $6,500+ avg. rebate
Belton Texas homes near Belton Lake in Bell County

Belton

Belton sits between Killeen and Temple along I-35, offering proximity to Belton Lake and the University of Mary Hardin-Baylor. Homes range from the $230Ks to the $380Ks. Belton ISD is the area's most sought-after school district and drives family demand. D.R. Horton builds in select communities. A 2.5% rebate on a $300K new build returns $7,500. Belton's lake access and small-town character distinguish it from Killeen and Temple.

Key communities: Belton, Belton Lake, South Belton, Morgan's Point

$230K-$380K $7,000+ avg. rebate
Copperas Cove homes west of Fort Cavazos Texas

Copperas Cove / West Bell County

Copperas Cove sits west of Fort Cavazos and offers the most affordable housing in the metro. Homes range from the $160Ks to the $280Ks, with D.R. Horton as the primary builder. Copperas Cove ISD serves the area. Military families who want the lowest possible price point while maintaining gate access to Fort Cavazos choose Copperas Cove. A 2.5% rebate on a $220K new build returns $5,500.

Key communities: Copperas Cove, Clements, South Copperas Cove, Kempner

$160K-$280K $5,000+ avg. rebate

No matter which Killeen-Temple area you're considering, your commission rebate applies. Register before you start shopping to lock in your rebate eligibility.

Market Data

Killeen-Temple real estate market snapshot.

Median Home Price

$240,000

Up 1.0% year-over-year

Months of Inventory

5.5 mo

Buyer-favorable conditions

Active Listings

1,500+

Killeen-Temple and Bell County

Avg. Days on Market

65 days

Buyers have leverage

Fort Cavazos Drives Consistent Demand

Fort Cavazos is the largest active-duty armored installation in the U.S., with over 36,000 soldiers and thousands of DOD civilians and contractors. The base generates an estimated 8,000 PCS moves annually, creating a constant cycle of home purchases. This military demand insulates the Killeen-Temple market from broader economic cycles. Commission Cash Back's compatibility with VA loans makes it especially valuable for military families receiving zero-down financing.

Most Affordable New Construction in Texas

Killeen-Temple offers some of the lowest-priced new construction in the state, with homes starting in the $160Ks in Copperas Cove and $180Ks in Killeen. Even at these entry-level prices, a 2.5% Commission Cash Back rebate produces $4,000 to $6,000 at closing. For military families using VA loans, this combination creates a genuinely cash-positive home purchase where the rebate check exceeds any out-of-pocket costs.

Baylor Scott & White Anchors Temple

Baylor Scott & White Medical Center in Temple is one of the largest healthcare systems in central Texas, employing thousands of workers. The medical center generates relocations for physicians, nurses, and administrative staff who often purchase in the $280K to $380K range in Temple and Belton. These healthcare buyers produce rebates of $7,000 to $9,500 on new construction, making Temple a strong secondary market to Killeen's military-driven demand.

Data source: Killeen-Temple Association of Realtors. Reflects full-year 2025 data.

Builders We Work With

Get your commission rebate with any Killeen-Temple builder.

Commission Cash Back works with every major builder in the Killeen-Temple metro.

D.R. Horton

Most active builder across Killeen, Temple, and Bell County

View rebate details →

KB Home

Personalization-focused builder in Harker Heights and Temple

View rebate details →

Saratoga Homes

Affordable new construction in Killeen and Copperas Cove

View rebate details →

Meritage Homes

Energy-efficient homes in select Bell County communities

View rebate details →

Beazer Homes

Active in the Bell County growth corridor

View rebate details →

Chesmar Homes

Texas-based builder in select Killeen-Temple communities

View rebate details →

Don't see your builder? We work with virtually every builder in Texas. Contact us to confirm

Explore Texas

Nearby Texas markets.

Commission Cash Back serves buyers across Texas. If you're considering areas beyond Killeen-Temple, explore rebate details for these nearby markets:

Why Buyers Trust Us

Licensed. Legal. Transparent.

TREC-Registered Brokerage

Commission Cash Back operates under Ouray 550 LLC, a fully licensed Texas real estate brokerage registered with the Texas Real Estate Commission.

100% Legal in Texas

Commission rebates are legal in Texas and actively encouraged by the U.S. Department of Justice as a way to promote price competition in real estate.

Rebate Paid at Closing

Your cash back appears directly on your closing disclosure as a credit. No waiting, no hoops, no fine print.

No Upfront Costs

You pay nothing to register, nothing to use our service, and nothing if you decide not to move forward. Your rebate comes from the commission, not from you.

Quick Answers

Common questions Killeen-Temple buyers ask.

Is a commission rebate legal in Texas?
Yes. Commission rebates are 100% legal in Texas, explicitly permitted by the Texas Real Estate Commission (TREC), and actively endorsed by the U.S. Department of Justice. Commission Cash Back operates under Ouray 550 LLC, a TREC-registered brokerage. There is nothing gray-area about this.
Do I get the rebate on new construction AND resale?
Yes. New construction buyers receive 2.5% of the total purchase price back at closing. Resale/pre-owned buyers receive 2% back. Both are credited directly on your closing disclosure. The rebate works with any builder and any listing in Texas.
Will I get less service because of the rebate?
No. You get a licensed Texas real estate agent who handles your buyer representation agreement, contract review, negotiation on pricing and upgrades, and closing coordination. Our efficiency comes from running a lean brokerage, not from reducing your service.
How is 2.5% different from competitors offering 2%?
Most rebate programs offer 1.5-2% of the purchase price. On a $400,000 home, that's $6,000-$8,000. Commission Cash Back's 2.5% new construction rebate returns $10,000 on the same home. That's $2,000-$4,000 more in your pocket, with the same level of representation.
What if I sign a buyer rep agreement and change my mind?
The NAR settlement requires buyer representation agreements before touring homes. Our agreement is straightforward and we'll walk you through every provision before you sign. If you have questions about the terms, ask them upfront.
Will the builder care that I'm using a rebate agent?
No. Builders set aside a commission on every home specifically to pay buyer's agents. Whether your agent keeps all of it or gives most of it back to you is between you and your agent. The builder's sales process and your pricing don't change.
Which Killeen-Temple builders does Commission Cash Back work with?
Every major builder in the Killeen-Temple metro, including D.R. Horton, KB Home, Saratoga Homes, Meritage Homes, Beazer Homes, Chesmar Homes. If your builder isn't listed, contact us - we work with virtually every builder in Texas. View all builders
How do I actually receive my rebate?
Your rebate appears as a credit on your closing disclosure. On a $400,000 new construction home, that's $10,000 applied directly at the closing table. You can use it toward closing costs, or receive the difference as a check. The title company handles the math.
Does Commission Cash Back work with VA loans at Fort Cavazos?
Yes. Commission Cash Back is fully compatible with VA loans. A military family purchasing a $240K new build with VA financing receives zero-down plus a $6,000 rebate check at closing. Active duty, veterans, DOD civilians, and military spouses all qualify. Register with Commission Cash Back before visiting model centers near Fort Cavazos.
Which Bell County city has the best rebate value?
It depends on your priorities. Harker Heights and Belton produce the largest individual rebates ($7,000-$9,500) due to higher price points. Killeen and Copperas Cove offer the most affordable new construction ($160K-$300K) with rebates of $4,000-$7,500. Temple balances price and amenities with healthcare employment. Commission Cash Back works in all Bell County cities.
Can healthcare workers at Baylor Scott & White get a rebate?
Yes. Commission Cash Back has no employer restrictions. Baylor Scott & White physicians, nurses, and staff in Temple all qualify for the same 2.5% new construction and 2% resale rebate. Many healthcare workers choose Temple or Belton for the shorter commute. Register before visiting homes.

The average Texas buyer leaves $6,000 on the table.

Don't be that buyer.

Register free in under 2 minutes. We'll confirm your rebate amount, register you with builder communities if applicable, and you keep your money.

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